Business Loans in Orange County, CA
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Our Business Funding program specializes in small business loans for established companies of at least six months old that are currently struggling or have struggled to qualify with traditional lenders. We offer term loans of 6 months or longer and up to $500,000 in financing. We accept credit scores as low as 600 and minimum revenue of only $15,000/month. We also offer business credit lines if you need more flexible funding for your venture. Our mission with the Business Funding program is to provide as much versatility as possible so small businesses can concentrate on what matters: growing their business without having to worry about funding. |
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In addition, we offer merchant cash advances (MCAs) for businesses that cannot meet our credit score requirement for funding, providing a great financing option for businesses that don’t have any collateral to secure traditional funding and/or may not have the credit score and history they need to get access on capital. You only need a credit score of 500 or higher to qualify for a MCA loan and an average revenue of $15,000/month.
The application process is the same as that of the startup and personal funding program and should only take a minute or two to complete. If you are approved, the funds can be transferred directly into your bank account in 10 to 21 days on average. Our application process is much faster and easier than a typical process to get an SBA loan. As always, we take pride in our professional customer support team so that if you have to stumble across any issues during the application process, don't hesitate to contact us and ask for assistance.
The application process is the same as that of the startup and personal funding program and should only take a minute or two to complete. If you are approved, the funds can be transferred directly into your bank account in 10 to 21 days on average. Our application process is much faster and easier than a typical process to get an SBA loan. As always, we take pride in our professional customer support team so that if you have to stumble across any issues during the application process, don't hesitate to contact us and ask for assistance.
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How Much Can You Borrow?
We offer small business loans for up to $ 500,000 at competitive rates. Again, our goal is to provide as much versatility with your business funding so you can use the money for anything from covering the leasing costs of equipment, hiring new talent, marketing to new clients, developing new products and services, and expanding your business.
If you need even more flexibility, we also offer business credit lines and that you can use when you need it.
Repayment Terms
Flexible repayment terms are one of the unique benefits of our Business Funding program. Repayment terms will vary from business to business depending on the amount of funding secured and interest rates available.
Requirements
Businesses that meet the following requirements will qualify for our Business Funding program:
- at least six months in business
- 600 or higher credit score
- minimum monthly revenue of $15,000/month
- The business must be able to prove business ownership in the US
Our small business loans are also available for the same requirements, and we also offer merchant cash advances for those with a minimum of 500 credit score and business revenue of $15,000/month. A MCA loan allows newer businesses that haven’t yet established their credit history to access the well-needed capital to expand and grow their business.
If you cannot meet these requirements, we also offer courses to help develop your business where we will show you a step-by-step guide on how to build up your business and business credit to maximize the financing options for your business. We are dedicated to helping startups and any business grow to be a healthy and successful venture.
About Us
We are a passionate team of financing specialists who are on a mission to level the playing field between corporate lenders and brokers and the average entrepreneur, investor or small business. Our goal is to empower you with the best loan options available and to not only connect you with the most reputable lenders in the country, but show you the keys to funding success.
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Fundwise Capital