Startup and Personal Funding
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At OC Business Financing, we help arrange startup and personal funding capital for early-stage businesses and all of your personal needs. Our team reviews all funding applications to find the best funding options available for you. We promise to connect you with the best lender from our network of top-rated lenders in the United States. Our company currently offers the following startup and personal funding options:
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Our online application process is hassle-free and should only take a minute or two. The funds can be transferred directly transferred into your bank account in as little as 10 days. We take pride in our professional customer support team, and if you happen to stumble upon any issues during the application process, they won’t hesitate to help you right away.
How Much Can You Borrow?
Our company specializes in providing unsecured 0% interest in startup funding for startup businesses of any size. We understood that for startups, time is of the essence and so the only requirement is a 650 or higher credit score. We offer unsecured credit lines at 0% interest for 9-18 months for up to $150,000 and on top of that, we also offer personal-term loans up to $100,000 starting at 6% interest for up to 7 years.
So, in total, you can get $250,000 in startup funding for purposes that range from working capital to equipment leasing to business expansion. These unsecured startup funding loans can be used for anything you need! Including paying maxed out credit cards to improve your credit score and even as an emergency fund to pay business expenses.
Repayment Terms
Flexible repayment terms are one of the unique benefits of our Startup Funding program. For our 0% unsecured personal loan, the repayment term is 9 to 18 months. For the personal term loans with a minimum rate of 6%, the repayment term is up to 7 years.
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Requirements
The only requirement to qualify for our 0% interest unsecured startup funding is a 650 or higher personal credit score.
If you qualify, we also offer bridge loans of up to $10,000 to help you pay down those annoying credit card debts (or any existing debt) and further improve your credit so you can be eligible for more funding options in the future!
If don't happen to meet the credit score requirement, we also offer an elite credit repair course where we will show you a step by step on how you can repair, build, and leverage your credit score. We are dedicated to helping startups and small business maintain a healthy and growing credit profile rather than only offering you loans that you can’t repay.
The Bottom Line
Our Startup and Personal Funding is aimed to provide a versatile, cost-efficient (0%) solution to startup capital success. We don’t charge any upfront fee so you will not need to pay anything unless we are successful in getting your loan secured.
With our strong connections to top-rated, proven business lenders all across the United States, we understand how to push your funding applications through. Even if you are not qualified (yet), we provide various solutions to help improve your credit score so that you will qualify multiple funding options in the near future.
About Us
We are a passionate team of financing specialists who are on a mission to level the playing field between corporate lenders and brokers and the average entrepreneur, investor or small business. Our goal is to empower you with the best loan options available and to not only connect you with the most reputable lenders in the country, but show you the keys to funding success.
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Fundwise Capital